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The Merchant Category Code (MCC) 3020 is specifically designated for **Air-India**, categorizing it under the travel and entertainment industry. This code is used to identify transactions related to airline services, ensuring accurate classification and processing of payments for air travel bookings and other related services. By utilizing MCC 3020, merchants and financial institutions can streamline their operations and provide a more precise experience for cardholders. This classification is crucial for maintaining transparency and efficiency in the payment processing system, particularly for transactions involving airlines like Air-India.