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The Merchant Category Code (MCC) 3103 is specifically assigned to Garuda, a prominent airline based in Indonesia. This MCC is used to identify Garuda as an airline, facilitating the processing of transactions related to air travel services. It is recognized by various payment brands, including Visa and Mastercard, ensuring seamless integration with their payment systems. The MCC 3103 helps merchants and financial institutions categorize and manage transactions efficiently, providing a standardized way to classify businesses within the travel and entertainment industry.