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The Merchant Category Code (MCC) 3194 is specifically designated for "Miscellaneous Personal Services." This code encompasses a wide range of businesses that provide personal services not categorized under other specific MCCs, such as beauty salons, spas, and other similar establishments. These services often include activities like haircuts, manicures, massages, and other personal grooming and wellness services. The MCC 3194 helps payment processors and card issuers to accurately classify and manage transactions related to these businesses, ensuring proper fee structures and fraud protection measures are in place.